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September 2, 2024
September 2, 2024

Essential Japanese Words and Phrases for Opening a Bank Account in Japan

TOKYO – This list covers essential Japanese words and phrases to help you navigate the process of opening a bank account in Japan smoothly.

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List of Japanese Words and Phrases for Opening a Bank Account​
Japanese Words Hiragana and Romaji Meaning in English Simple Explanation
申込書 もうしこみしょ mou-shi-ko-mi-sho Application Form The form you need to fill out to apply for the bank account.
氏名 しめい shi-mei Full Name Your full legal name as it appears on official documents.
生年月日 せいねんがっぴ sei-nen-ga-pi Date of Birth The date you were born.
性別 せいべつ sei-betsu Gender Your gender.
住所 じゅうしょ juu-sho Address Your current residential address.
電話番号 でんわばんごう den-wa ban-gou Phone Number Your contact phone number.
メールアドレス めーるあどれす mēru ado-resu Email Address Your email address.
パスワード ぱすわーど pa-su-wā-do Password A secret word or phrase for your account security.
確認 かくにん kaku-nin Confirmation The process of verifying the information you provided.
登録 とうろく tō-roku Registration The process of enrolling or registering your information.
口座番号 こうざばんごう kou-za ban-gou Account Number The number associated with your bank account.
利用規約 りようきやく ri-yō ki-yaku Terms of Service The rules and regulations you agree to when using the service.
同意する どういする dou-i su-ru Agree To agree to the terms and conditions.
居住国 きょじゅうこく kyo-jū-koku Country of Residence The country where you currently live.
在留カード ざいりゅうかーど zai-ryū kā-do Residence Card An identification card for foreign residents in Japan.
登録証明書 とうろくしょうめいしょ tō-roku shō-mei-sho Registration Certificate A document that certifies your registration information.
パスポート ぱすぽーと pasu-pō-to Passport An official document issued by your government certifying your identity and citizenship.
公共料金の請求書 こうきょうりょうきんのせいきゅうしょ kou-kyou ryou-kin no sei-kyū-sho Utility Bill A bill for services such as electricity or water, used to verify your address.
申し込みを送信 もうしこみをそうしん mou-shi-ko-mi o sō-shin Submit Application The action of sending your application for review.
預金 よきん yo-kin Deposit Money placed into the bank account.
利息 りそく ri-soku Interest The amount of money earned on deposits.
取引明細 とりひきめいさい to-ri-hi-ki mei-sai Transaction Details The record of transactions made on your account.
残高 ざんだか zan-da-ka Balance The amount of money currently in your bank account.
引き出し ひきだし hi-ki-da-shi Withdrawal The act of taking money out of your bank account.
通帳 つうちょう tsū-chō Bank Book A book provided by the bank to record transactions.
手数料 てすうりょう te-sū-ryō Fee Charges applied by the bank for certain services.
振込 ふりこみ fu-ri-ko-mi Bank Transfer Sending money from one bank account to another.
定期預金 ていきよきん tei-ki yo-kin Time Deposit A bank deposit with a fixed term.
普通預金 ふつうよきん fu-tsū yo-kin Ordinary Deposit A regular savings account.
口座開設 こうざかいせつ kou-za kai-setsu Account Opening The process of opening a new bank account.
有効期限 ゆうこうきげん yū-kō ki-gen Expiry Date The date on which a document or card expires.
本人確認 ほんにんかくにん hon-nin kaku-nin Identity Verification The process of confirming your identity.
送信 そうしん sō-shin Send/Submit The action of sending information or documents.
写真 しゃしん sha-shin Photo A photograph, often required for identification purposes.
確認コード かくにんこーど kaku-nin kō-do Verification Code A code used to verify your identity or transaction.
住所証明書 じゅうしょしょうめいしょ juu-sho shō-mei-sho Proof of Address A document that confirms your residential address.
契約 けいやく kei-yaku Contract An agreement between you and the bank outlining terms and conditions.
利用者 りようしゃ ri-yō-sha User The person who is using the bank services.
申請 しんせい shin-sei Application The act of applying for an account or service.
発行 はっこう hak-kou Issue The process of creating and providing an official document or card.
利用可能 りようかのう ri-yō ka-nō Available Services or features that you can use.
検証 けんしょう ken-shō Verification The process of confirming the authenticity of documents or information.
確認メール かくにんめーる kaku-nin mēru Confirmation Email An email sent to confirm an action or application.
満了日 まんりょうび man-ryō bi Expiration Date The date when something (e.g., a card) becomes invalid.
サポート さぽーと sa-pō-to Support Assistance provided by the bank for various services.
利用制限 りようせいげん ri-yō sei-gen Usage Limit Restrictions on how much you can use certain services.
手続き てつづき te-tsu-zu-ki Procedure The steps required to complete a process.
申請書 しんせいしょ shin-sei-sho Application Form The form needed to apply for a service or account.
自動引落 じどうひきおとし ji-dō hiki-o-to-shi Automatic Withdrawal A service that automatically deducts money from your account to pay for bills or services.
銀行振込 ぎんこうふりこみ gin-kou fu-ri-ko-mi Bank Transfer The action of transferring money between bank accounts.
取引 とりひき to-ri-hi-ki Transaction Any action or operation involving the exchange of money.
引き落とし ひきおとし hi-ki-o-to-shi Debit The action of withdrawing money from your account.
利用制限 りようせいげん ri-yō sei-gen Usage Limit Restrictions on how much you can use certain services.
暗証番号 あんしょうばんごう an-shou ban-gou PIN Number Personal Identification Number used for securing your account.
有効日 ゆうこうび yū-kō bi Effective Date The date from which a document or agreement becomes valid.
更新 こうしん kou-shin Renewal The process of extending the validity of a document or service.
本人 ほんにん hon-nin Person The individual who is performing an action or being referred to.
印鑑 いんかん in-kan Personal Seal A stamp used as a signature in Japan.
銀行名 ぎんこうめい gin-kou mei Bank Name The name of the bank where you are opening an account.
支店名 してんめい shi-ten mei Branch Name The name of the specific branch of the bank.
住所変更 じゅうしょへんこう juu-sho hen-kou Change of Address The process of updating your address information.
再発行 さいはっこう sai-hak-kou Reissue Issuing a new document or card to replace a lost or expired one.
現金 げんきん gen-kin Cash Physical money in the form of coins or banknotes.
通知 つうち tsū-chi Notification An official notice or
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